Do You Need Rental Car Insurance What the Fine Print Says

You are standing at the rental counter, tired from the flight, and the agent is asking about insurance in a tone that suggests saying no is reckless, and the problem is that you genuinely do not know what you are covered for. The fine print is where the truth lives, and it is rarely in your favor if you have not done the reading before you handed over your credit card.The first thing to know is that you likely already have some coverage without buying anything. Your personal auto policy usually extends to a rental car for liability and sometimes for collision, and many credit cards include a collision damage waiver that covers the car itself when you pay with that card. The rental company’s add-ons, the collision damage waiver, liability supplement, and personal effects coverage, are mostly layers on top of coverage you already have.The gaps are where the fine print